Sheraton Uptown, Albuquerque, NM, USA
Saturday, April 22 • 8:00am - 9:00am
109-Revolving Credit Card Debt: Do the Determinants Differ Between Bank- and Store-Issued Cards?

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Credit cards offer a convenient way to borrow. However, using such cards may lead consumers into a debt trap if they regularly revolve the balance on their cards. This paper identifies two types of credit cards (bank- vs. store-issued) and measures the differences in the propensity to revolve debt and the amounts of revolving debt between the two types. Next, it examines how the determinants of both these aspects of borrowing behavior differ by the type of card.

Patryk Babiarz presenting, Sae Rom Chung not able to attend.  

Speakers & Presenters
avatar for Patryk Babiarz

Patryk Babiarz

Assistant Professor, University of Georgia

Sae Rom Chung

Graduate Student, University of Georgia

Saturday April 22, 2017 8:00am - 9:00am

Attendees (3)