Sheraton Uptown, Albuquerque, NM, USA
Saturday, April 22 • 10:30am - 12:00pm
A2B-Factors Associated with Consumer Financial Capability: Evidence from the China Household Finance Survey

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We use data from the 2011 China Household Finance Survey to investigate whether employment type and residential status are associated with consumer financial capability in China. Consumer financial capability is measured by the range of financial assets. Results from OLS and Poisson regressions show that people employed in the government-managed system, with urban residence registration, and with non-local rural residence registration have better financial capability than their respective counterparts. The results have policy implications for consumer financial education and supporting vulnerable consumers.

Speakers & Presenters
avatar for Xu Cui

Xu Cui

PhD candidate, Renmin University of China/University of Rhode Island
Mr. Xu Cui is a visiting Ph.D. student from Renmin University of China. He will stay at the University of Rhode Island for 12 months, doing research in consumer financial capability and wellbeing with Professor Jing Jian Xiao. Since consumer economics as a field is developing quickly... Read More →
avatar for Jing Jian Xiao

Jing Jian Xiao

Professor and JFCP Editor, University of Rhode Island
Dr. Jing Jian Xiao is a consumer economics professor at University of Rhode Island. He is also the editor of Journal of Financial Counseling and Planning and the co-guest editor for the special issue on “Consumer Wellbeing in Asia” of Journal of Consumer Affairs.

Saturday April 22, 2017 10:30am - 12:00pm

Attendees (1)