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Sheraton Uptown, Albuquerque, NM, USA
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Saturday, April 22 • 10:30am - 12:00pm
A2D-Financial Literacy of Chinese College Students

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Considering the Chinese education system and the values of traditional Chinese culture, the financial education of college students has received little attention. Because the financial sector in China is developing rapidly, it is important for educators to explore the effectiveness of college students’ financial education. This was done by analyzing data collected by the Central University of Finance and Economics. Students were selected from among 10 universities in China. This study fills the above mentioned gap in the literature. Results show that students with a low level of financial literacy did not benefit from the financial literacy education provided. However, students with a medium level of financial literacy improved their score after the education. Parents' education contributed significantly and positively to students' financial literacy score. Credit card ownership was negatively associated with the level of financial literacy.

Speakers & Presenters
CX

Chen Xu

Research Assistant, University of Missouri
avatar for Rui Yao

Rui Yao

Associate Professor, Univeristy of Missouri
Rui Yao, PhD, CFP®, is the current President-Elect for ACCI 2017-18 and an Associate Professor and Director of Graduate Studies in the Personal Financial Planning Department at the University of Missouri. Dr. Yao received her doctoral degree from The Ohio State University. Her research interests focus on helping individuals and households increase financial well-being and, specifically, retirement preparation, financial risk tolerance, investment behavior, saving motives, debt management, and consumption patterns. She received the best paper award from the CFP Board, AARP, American Council on Consumer Interests, and American Association of Family... Read More →


Saturday April 22, 2017 10:30am - 12:00pm
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Attendees (2)