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Sheraton Uptown, Albuquerque, NM, USA
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Saturday, April 22 • 4:30pm - 5:30pm
205-Do Both Parental and Personal Values and Expectations Influence Young Adults' Financial Behaviors and Well-Being?

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The purpose of this study is to investigate the process by which parental and personal financial expectations and values influence young adults’ financial behaviors and, in turn, their financial well-being. Guided by Expectancy-Value Theory (Eccles & Wigfield, 2002), we hypothesize that after accounting for parental factors, personal expectations and values will positively predict financial behaviors and well-being. OLS hierarchical regression analyses estimated the relation of parental factors (values, expectations) and personal factors (values, expectations) to financial behavior (Model 1) and to financial well-being (Model 2), accounting for financial behavior. When predicting financial well-being, personal expectations are three times, and financial behavior is twice that of parental expectations. Interestingly, personal values are predictive only of financial behavior, demonstrating that perhaps values are transformed into behavior.

Speakers & Presenters
avatar for Sarah A. Burcher

Sarah A. Burcher

Graduate Research & Teaching Assistant, University of Minnesota
After almost ten years in the NonProfit sector, working both directly with families and indirectly by fundraising, I returned to academia to hone my research and evaluation skills in order to empower diverse families and communities through strong programs and policies. Whether w... Read More →
SL

Sun-Kyung Lee

Graduate Research Assistant, University of Minnesota
avatar for Joyce Serido

Joyce Serido

Associate Professor, University of Minnesota
Dr. Joyce Serido is a Associate Professor & Extension Specialist, Family Social Science, University of Minnesota-Twin Cities and a leading expert in financial behavior at the intersection of family processes and personal well-being, with particular focus on youth and young adults... Read More →


Saturday April 22, 2017 4:30pm - 5:30pm
Galleria

Attendees (6)