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Sheraton Uptown, Albuquerque, NM, USA
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Saturday, April 22 • 4:30pm - 5:30pm
209-The Effect of Time Perspective on Debt Behaviors

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This paper aims to examine the effect of time perspective factors such as future orientation and present-hedonistic orientation on debt change. People who have a future orientation perspective make a plan for the future with specific goals while people who pursue a present-hedonistic orientation value living for today. The findings indicate that a present-hedonistic perspective is likely to result in the increase in debt even after controlling for the effect of socio-economic features and the experiences of a recession. This adds to the existing consumer studies literature by documenting that dispositional factors significantly affect an individual’s financial status, as well as other economic conditions. Consumer educators can consider this for nurturing desirable economic behaviors.

Speakers & Presenters

Narang Park

Ph.D. Student, University of Georgia

Saturday April 22, 2017 4:30pm - 5:30pm

Attendees (2)