Sheraton Uptown, Albuquerque, NM, USA
Saturday, April 22 • 4:30pm - 5:30pm
211-Student Loans, Individual Differences, and Financial Anxiety During College: A Cross-Cultural Comparison

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With the collective student loan debt appoaching $1.3 trillion, the need for understanding student loan decisions from multiple angles is paramount. Previous research on student loan behavior has mainly focused on the socio-demographic determinants within a single culture. However, individual differences including regulatory focus, financial literacy and expectations of the economy may moderate the relationship between student loan ownership and financial anxiety among college students. The purpose of this research is to demonstrate a cross-cultural comparison of loan experience and individual differences between two colleges, one in the Midwestern area of the U.S., and the other in Seoul, Korea.

Speakers & Presenters

Soo Hyun Cho

Associate Professor, South Dakota State University

Wei Gu

Graduate Student, South Dakota State University

Saturday April 22, 2017 4:30pm - 5:30pm

Attendees (2)