As of October, 2016, we are putting the finishing touches on a report for the Silicon Valley Community Foundation on the subject of local ordinances that restrict payday lending. The report describes and assesses successful campaigns in three localities: Salt Lake County, Utah; Dallas, Denton, and Tarrant counties in Texas; and Santa Clara and San Mateo counties in California (“Silicon Valley”). These three sites were selected because they represent the three states in which local payday ordinances are most numerous and because the states represent different political opportunities and challenges for ordinance supporters. The ACCI presentation will discuss the highlights of the report._x000D_