Sheraton Uptown, Albuquerque, NM, USA
Sunday, April 23 • 9:45am - 11:15am
D2B-Exploring Consumers' Financial Fragility in Europe: Over-indebtedness, Rainy Days Funds, and the Role of Financial Literacy

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This study analyses the financial fragility of individuals in Europe. Using data from a 2015 survey with more than 1,000 observations, both the excess of borrowing related with the over-indebtedness phenomena and the lack of funds for "rainy days" are analyzed in order to investigate the presence of specific groups within the population that are more likely to sink into a financially fragile status as a result of struggling with their finances. The role of financial literacy in explaining such phenomena is taken into account.

Speakers & Presenters
avatar for Gianni Nicolini

Gianni Nicolini

Associate Professor, University of Rome

Sunday April 23, 2017 9:45am - 11:15am

Attendees (5)