Sheraton Uptown, Albuquerque, NM, USA
Sunday, April 23 • 9:45am - 11:15am
D3A-Financial Gender Gaps

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Utilizing two multinomial logit regressions, one with financial literacy (proxied by financial sophistication) and one without, this study addressed the overarching research question, will the financial gender gap remain after using financial literacy as a mediator in predicting risky asset holdings? Results from the study revealed that when financial literacy was a part of the model the financial gender gap was weak. Meaning, when financial literacy is considered, men and women holding risky assets are not statistically different from each other. Implications are provided for policy and education. Future programs should contain more behavior modification components and consider dropping any emphasis on the male/female distinction.

Speakers & Presenters
avatar for Stuart J. Heckman

Stuart J. Heckman

Assistant Professor, Kansas State University

Meghaan Lurtz

Student, Kansas State University

Sunday April 23, 2017 9:45am - 11:15am

Attendees (8)