Sheraton Uptown, Albuquerque, NM, USA
Sunday, April 23 • 9:45am - 11:15am
D3C-The Effect of Health Insurance Coverage and Subjective Health Status on Individual Estimates of Life Expectancy

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Given the 2010 Affordable Care Act (ACA), most Americans are now required to carry health insurance. We examine the influence of health insurance coverage, and perceived health status on individual estimates of life expectancy using the 2013 Survey of Consumer Finances (N = 6,015). We find that health insurance coverage does not influence subjective life expectancy nor does it influence one’s belief that they will live beyond the IRS’ actuarial table estimates. However, we find that perceived health status is significant, and positively associated with SLE, both as a continuous measure and as a predictor of whether or not an individual will live beyond actuarial table estimates, indicating that financial planners should consider their client’s perceived health status when engaging in the financial planning process.

Speakers & Presenters
avatar for Stuart J. Heckman

Stuart J. Heckman

Assistant Professor, Kansas State University

Derek R Lawson

Ph.D. Student, Kansas State University

Sunday April 23, 2017 9:45am - 11:15am

Attendees (3)